Do you have the Holiday Debt Blues?

“Many delight more in giving of presents than in paying their debts.”
-Sir Philip Sidney

“Oh, for the good old days when people would stop Christmas shopping when they ran out of money.”
Author Unknown

 

Now that the holiday season has passed, you may have over indulged and now it’s time to act on those New Years Resolutions, one of them being to reduce your debt.

The holiday season can be emotional and stressful on a number of levels and having an unmanageable debt load can only add to the stress.

The reality is that it is now January and the credit card bills are arriving and there is not enough money to make even the minimum payments and meet your ongoing living expenses.  You have no idea where the money is going to come from to pay these bills, even though you made a resolution to pay down your debt.  Now what?

The first thing to do is call us and schedule an appointment with one of our Licensed Insolvency Trustees.  There are many options to reduce your debt including a consumer proposal or a bankruptcy, both of which will reduce debt.

We will listen to your needs and provide you with objective advice.

Call us for an appointment at (604) 605-3335.  It’s not too late.

Click here for suggestions for tips on how to reduce your debt.