Creditors and your Wages

Can creditors garnish my wages?

Yes.  However, in order for a creditor to garnish your wages, they must have judgment. The only exception to this rule is if you owe taxes.  Canada Revenue Agency does not require a Court Order to garnish your wages.  They only need to serve your employer with a Requirement to Pay.

If your wages are being garnished, the filing of a bankruptcy or consumer proposal will stop all garnishees.

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